Buy Here Pay Here All Pro Auto Mall Location

    CLEARWATER, Fla.--Feb. 13, 2001--Pinnacle Business Management (Pink Sheets: PCBM) has announced that it has chosen the city of Butler, Pa., for its first satellite location for the All Pro Auto Mall.
    All Pro Auto Mall is one of the group of companies PCBM recently acquired from Lo Castro & Associates. PCBM is reviewing several potential sites in Butler and is negotiating to convert one of them into an All Pro Auto Mall "Buy Here Pay Here" facility.
    Vincent Lo Castro, President and Chief Executive Officer for the All Pro group of companies, said, "Butler, Pa., is a logical choice for our first satellite in that it extends our operations northward and has a significant population that fits the demographic of our sub-prime customer." Lo Castro also said that Robert Rizzitano would be promoted to Vice President and General Manager of the Butler, Pa., location. "Mr. Rizzitano has been associated with me since the early 1980s -- before I even formed Lo Castro and Associates -- and he was instrumental in the growth of the Auto Mall. I believe it prudent to stay with someone who has proven to me that he is a winner and Robert is my choice to move northward," Lo Castro said.
    Based on accepted industry averages and practices, each new satellite location is hoped to sell approximately 30-40 units per month at an average sale price of $11,000. These projections would result in an additional $3.5 to $5 million in annual sales to the All Pro Group with pre-tax earnings in line with previously reported numbers. PCBM hopes to have a Butler, Pa., location operating by May 1, 2001.
    Vincent Lo Castro also announced that he has frozen the $250,000 annual salary that he receives from PCBM. "As a sign of my commitment to the overall success of the company, I am forgoing my salary until such time as I feel that the stockholders have benefited appropriately."
    Pinnacle Business Management is required to file an amended 8K with financial statements by April 6, 2001. PCBM has announced that it intends to meet that deadline.

    About Pinnacle Business Management

    Pinnacle Business Management (Pink Sheets: PCBM) commenced operations in 1996 in Florida. The company operates Fast PayCheck Advance, a firm that offers instrument-for-instrument paycheck advance transactions. Fast PayCheck Advance is licensed to operate in nine states and has applications for licensing pending in 20 other states. The company also operates the All Pro group of companies, a division of businesses in Western Pennsylvania that includes two automobile and two telecommunications entities.
    For more information call Cynthia Mandel at 954/973-3493.

    Safe Harbor for Forward-Looking Statements: Except for historical information contained herein, statements in this press release are forward-looking statements that are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements involve known and unknown risks and uncertainties, which may cause the company's actual results in the future periods to differ materially from the forecasted results. These risks and uncertainties, include, among other things, product price volatility, product demand, market competition, risk inherent in the company's domestic and international operations, imprecision in estimating product reserves and the company's ability to replace and expand its holdings.