Cost To Operate A Vehicle Ranked By State From BankRate.Com

NEW YORK, Aug. 21, 2013; Georgia is the most expensive state to operate a motor vehicle and Oregon is the cheapest, according to a new Bankrate.com report. Bankrate factored in the costs of gasoline, insurance, repairs, taxes and fees. In Georgia, a typical driver spends $4,233 per year to operate his or her vehicle. That is almost double the cost in Oregon ($2,204). The national average is $3,201.

Georgians spend a lot of time in their cars thanks in part to Atlanta's sprawling communities and a lack of public transportation. Those long commutes lead to above-average gasoline costs and insurance rates. And Georgia has the highest state automobile taxes and fees in the nation.

Oregonians benefit from the absence of a state sales tax as well as relatively low car insurance costs. Plus, the typical Beaver State resident drives 16% fewer miles than the national average.

California ($3,966), Wyoming ($3,938), Rhode Island ($3,913) and Nevada ($3,886) round out the five most expensive states.

Alaska ($2,227), South Dakota ($2,343), Montana ($2,660) and Indiana ($2,698) join Oregon among the five cheapest states.

For every state, Bankrate determined total car-ownership costs using median insurance premiums provided by the National Association of Insurance Commissioners, average repair costs from CarMD.com and average automobile taxes and fees from Kelley Blue Book. Bankrate estimated average gasoline spending using average pump prices from GasBuddy.com.

Estimated annual cost of car ownership

Rank	State	Repairs	Taxes/fees	Gasoline	Insurance	Total
1	Georgia	$385	$1,952	$1,129	$767	$4,233
2	California	$390	$1,809	$980	$786	$3,966
3	Wyoming	$324	$1,341	$1,643	$630	$3,938
4	Rhode Island	$371	$1,717	$826	$999	$3,913
5	Nevada	$364	$1,741	$811	$970	$3,886
6	Arizona	$362	$1,724	$937	$862	$3,886
7	Kentucky	$367	$1,443	$1,100	$716	$3,626
8	Massachusetts	$358	$1,475	$856	$936	$3,625
9	Virginia	$382	$1,568	$1,002	$670	$3,622
10	Nebraska	$347	$1,575	$1,069	$580	$3,571
11	Louisiana	$354	$1,123	$967	$1,103	$3,547
12	Missouri	$353	$1,384	$1,123	$667	$3,527
13	Maine	$328	$1,425	$1,144	$605	$3,502
14	Connecticut	$385	$1,177	$960	$963	$3,485
15	Mississippi	$356	$1,045	$1,279	$749	$3,428
16	Florida	$377	$949	$1,043	$1,042	$3,413
17	Colorado	$385	$1,335	$916	$745	$3,381
18	Washington	$375	$1,256	$913	$832	$3,377
19	Arkansas	$361	$1,198	$1,098	$663	$3,321
20	New York	$365	$1,146	$743	$1,062	$3,315
21	West Virginia	$310	$1,092	$1,070	$820	$3,293
22	Minnesota	$346	$1,174	$1,060	$711	$3,291
23	New Jersey	$393	$915	$830	$1,119	$3,257
24	Michigan	$317	$976	$1,025	$921	$3,240
25	Oklahoma	$338	$998	$1,215	$669	$3,221
26	South Carolina	$368	$1,106	$997	$749	$3,219
27	North Carolina	$390	$1,135	$1,070	$599	$3,193
28	New Mexico	$345	$923	$1,192	$725	$3,186
29	Maryland	$388	$851	$980	$939	$3,158
30	Utah	$371	$1,073	$950	$708	$3,101
31	Texas	$364	$980	$895	$838	$3,078
32	Tennessee	$353	$1,012	$1,058	$644	$3,067
33	Iowa	$315	$1,186	$1,015	$530	$3,046
34	Alabama	$352	$662	$1,284	$667	$2,965
35	Vermont	$270	$814	$1,215	$656	$2,954
36	North Dakota	$344	$800	$1,246	$517	$2,907
37	Kansas	$352	$861	$1,019	$619	$2,852
38	Delaware	$314	$511	$1,002	$1,019	$2,846
39	Illinois	$343	$889	$872	$728	$2,832
40	New Hampshire	$328	$751	$1,008	$739	$2,826
41	Ohio	$328	$879	$975	$627	$2,810
42	Idaho	$349	$867	$1,015	$561	$2,792
43	Wisconsin	$329	$796	$1,063	$591	$2,779
44	Pennsylvania	$364	$769	$813	$818	$2,764
45	Hawaii	$370	$636	$887	$812	$2,705
46	Indiana	$329	$558	$1,190	$621	$2,698
47	Montana	$360	$521	$1,118	$661	$2,660
48	South Dakota	$312	$415	$1,092	$524	$2,343
49	Alaska	$341	$202	$771	$914	$2,227
50	Oregon	$380	$157	$942	$724	$2,204
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�	Average	$353	$1,058	$1,028	$762	$3,201

For every state, Bankrate determined total car-ownership costs using median insurance premiums provided by the National Association of Insurance Commissioners, for 2006 to 2010; average 2012 repair costs from CarMD.com; and taxes and fees from Kelley Blue Book. Gasoline spending was estimated after analyzing government statistics and 2012 prices from GasBuddy.com using average pump prices. Bankrate didn't include data on vehicle depreciation in its analysis, since geography isn't a major factor in determining that cost.

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